Upload your reserve study PDF and get an AI-powered breakdown of every component, project, and dollar. Purpose-built for self-managed HOAs — no enterprise complexity, no consultant fees.
Free · No signup required · AI-powered analysis in minutes
Your reserve study is the most important financial document your HOA owns. But for most boards, it's a dense PDF that gets reviewed once and forgotten. Meanwhile, deferred maintenance piles up and special assessments blindside homeowners.
The average reserve study sits unread in a filing cabinet
Are underfunded according to national reserve study data
Average board member tenure — institutional knowledge walks out the door
Three steps from a dusty PDF to a clear, actionable reserve plan.
Drop your reserve study PDF and our system securely processes it in seconds. No signup required.
We extract every component, timeline, cost estimate, and funding status automatically — no manual data entry.
Get an interactive dashboard with prioritized projects, a clear funding picture, and a timeline your board can act on.
You're a volunteer, not an accountant. Unlike enterprise HOA platforms built for professional managers, Homey Reserve is designed for the people who actually serve on boards — and need clarity without complexity.
Stop deciphering 60-page PDFs at 10pm. See exactly what needs to happen, when, and how much it costs — in minutes, not hours.
Know your funding health at a glance. Track reserve contributions, project costs, and special assessment risk in one place.
Give your boards a modern tool they can actually use. Reduce back-and-forth with clear dashboards and automated compliance reminders.
Homey Reserve turns your reserve study into a living capital plan — not just a snapshot, but an ongoing system for tracking maintenance projects, reserve fund health, and compliance deadlines.
See your reserve fund status at a glance. Know exactly whether your HOA is on track, underfunded, or at risk of a special assessment.
Every component and project from your reserve study, organized by priority, timeline, and estimated cost. No manual spreadsheets.
Never miss a deadline. Automated reminders for upcoming projects, state compliance requirements, and reserve study renewal dates.
Invite your entire board. Role-based access keeps everyone informed. When board members change, institutional knowledge stays put.
Keep your reserve study, meeting minutes, vendor quotes, and project documents organized and accessible in one secure place.
Get monthly summaries of what's coming up, what's changed, and what your board should discuss at the next meeting.
Start with a free analysis — no account needed. Every new HOA gets 60 days of full Essential access to explore the complete platform.
Free forever after your 60-day trial.
Or $49/month. Invoice and ACH billing available.
Need to budget this for next year? We offer a courtesy extension while your board completes the approval process.
Everything you need to know about reserve studies and Homey Reserve.
A reserve study is a budget planning tool that identifies the major components your HOA is responsible for (roofs, elevators, parking lots, etc.), estimates their remaining useful life, and calculates how much your association should be saving each year to fund future repairs and replacements. Many states require HOAs to have a current reserve study, and proper funding helps avoid expensive special assessments.
You upload your reserve study PDF — no matter the format or engineering firm that produced it — and our AI reads every page. It extracts components, useful life estimates, cost projections, and funding levels, then organizes everything into an interactive dashboard. The whole process takes minutes, not the hours it would take to manually build a spreadsheet.
Yes. All uploads are encrypted in transit and at rest. Your data is stored in secure cloud infrastructure and is only accessible to your authorized board members. We never share your data with third parties.
No. You can upload your reserve study and see the AI-powered analysis completely free, with no account required. Creating a free account lets you save your results and invite other board members.
Your account transitions to the free tier, which includes 1 reserve study, 2 board member seats, and 12 months of project history. All your data is preserved — you never lose anything. Upgrading to Essential restores full access to unlimited studies, all board seats, AI reports, and project tracking tools.
Most HOA software platforms like AppFolio or Buildium are built for property managers running dozens of communities. They focus on accounting, dues collection, and work orders. Homey Reserve is purpose-built for the reserve study — the one document that determines whether your HOA can actually afford its long-term maintenance. We turn that document into an actionable plan, not just a line item in accounting software.
Yes. On the Essential plan, you can invite your entire board with role-based access. The free tier includes 2 seats, which is enough to get started. Because Homey stores your reserve data centrally, new board members can get up to speed quickly when terms change — no more lost spreadsheets or tribal knowledge.
We understand that most HOAs run on checking accounts, not credit cards. Essential plan subscribers can pay via annual invoice ($499/year), which gives your board a single line item to approve during budget season. Monthly billing via card is also available at $49/month.
Homey Reserve is not a replacement for a professional reserve study — it is the tool that makes your existing study useful between updates. Professional studies cost $3,000 to $10,000 and happen every 3 to 5 years. In between, most boards lose track of what was recommended. Homey digitizes your study so you can track projects, monitor funding health, and stay on schedule until the next update. Think of it as the difference between having a financial plan and actually following it.
Homey Reserve is designed with self-managed and small-to-mid-size HOAs in mind — communities of 20 to 200 units where volunteer board members handle most of the work. Property managers also use it to give their boards better visibility into reserve planning. If your community has a reserve study PDF, Homey can help you act on it.
At $499 per year (or $49 per month), Homey Reserve costs roughly $1 to $2 per unit per month for a typical small HOA. That is well below enterprise platforms like AppFolio ($3 to $5 per unit) or Buildium ($58+ per month), which are designed for property managers, not volunteer boards. Homey is purpose-built for reserve study management — you are not paying for features you will never use.
Upload your reserve study for free and see what your board has been missing. No signup, no credit card, no commitment.